Activities
Software, support, and expertise
Viager 360 is a French online software platform designed for real estate professionals—whether they are specialists or newcomers to the *viager* (life annuity) market.
The solution provides dedicated tools and support to help users understand, structure, and grow this business line within a rapidly evolving market.
The software operates in "expert mode" using economic data to deliver highly realistic, practical results.
It handles all types of transactions: life annuities (*viager*), term sales, cash sales, and bare ownership sales.
It calculates the initial lump sum (*bouquet*), annuity payments, occupancy discounts (DUH and usufruct), and life expectancy based on 2026 INSEE tables.
It generates comprehensive client reports and contracts compliant with the Hoguet Law, while automating annuity indexation.
A dedicated mode guides beginners step-by-step, from identifying opportunities to closing the sale.
An integrated AI named "Pat" is available at any time to answer the user's questions regarding legal, commercial, and tax aspects of life annuity transactions. No question goes unanswered!
